Your business partner serving you Just As You Are!
We consider it a privilege to be a part of your trusted team, and we want to partner with you as your business prospers.
Whether for a one-time project or a long-term arrangement, every engagement starts with a series of conversations designed to develop a strategy based on your business's objectives, goals, and aspirations.
With our financial experience, we can provide the insights necessary to help your business reach its greatest potential.
Whether you are a solopreneur, a business startup, or have been in business for a while, JAYA Financial can partner with you Just As You Are. Organize your finances with our Business Setup Bundle and our JAYA Bronze Bundle.
Knowing your numbers means more than tracking cash balances and predicting sales revenue. Those things are undoubtedly important, but JAYA Financial can help you develop a deeper appreciation for the numbers that drive your business.
We begin by evaluating your current accounting and financial systems & processes, assessing their capability and scalability. Then, we tailor a specific program based on your accounting and financial needs. Finally, we coordinate a working group to collaborate and adapt approaches to resolving process bottlenecks and hot spot issues throughout the setup stage and beyond it. The result is a seamless ongoing process of alignment designed to keep up with your accounting and reporting needs as you grow.
Our comprehensive financial statement analysis will allow you to compare your current numbers versus the same periods in prior months or prior years and calculate your expenses as a percent of your revenues. This unique perspective will provide you with a clear picture of how your business is performing.
There is an accounting system in place with a balance sheet and an income statement (P&L). You now have a solid historical perspective of your organization's finances. However, questions remain about determining how your business is currently doing or predicting where you will be at the end of the year.
At JAYA Financial, our budget and cash flow solutions detailed in our JAYA Silver Bundle are not just an annual exercise but an ongoing process. We will partner with you to develop a budgeting and cash flow forecasting strategy designed to inform your decisions with clarity and confidence.
Our approach entails a deep dive into your projections for sales, operations, and capital expenditures, guided by your organizational goals and assumptions. The budget process will allow you to anticipate problems before they occur by developing projections based on varying assumptions with good, better, and best-case scenarios.
The re-forecasting process will allow you to adjust your expectations on the fly and modify your decisions based on changing circumstances. The ongoing process will provide insight into how your organization's decisions could impact your business's financial well-being.
The variance analysis will provide a detailed look at where you missed versus plan and why. It will also offer a glimpse into building your assumptions for next year's projections!
With the JAYA Gold Bundle, we provide various types of information to guide your most significant business decisions. We see it every day - a red light means stop, and a green light means go. 🠕 Means up and 🠗 means down; you get the picture…literally. This concept is anathema to accountants, but to your clients, it could be liberating! A well-designed visualization can provide instant information to your reader without digesting rows and columns of numbers.
Within the context of your goals, we will utilize your existing tools or develop new ones. Our approach includes designing graphs, analyzing key ratios, developing scorecards & creating KPIs to measure progress and focus your organization's efforts. Information is vital, but the wisdom to use it is critical. Together, we will develop a strategy designed to inform and educate you based on numbers relative to your organization and industry.
As participants in this experiment called the United States of America, we have a give-and-take relationship with our federal, state, and local governments. As individuals and businesses, we give to our governments throughout the year. If we haven't provided enough by the end of the year, they take some more!
The trick is to pay only what you legally owe, and there are two main thrusts of any tax strategy to achieve that. They are tax compliance and tax strategy.
Tax compliance is the exercise of completing your tax return. To do this, you must determine how much tax you owe based on your personal or taxable business income. Then, reduce that amount by what you have already paid and remit the difference to the federal or respective state/local government. At JAYA Financial, we can help you directly with tax compliance or advise a third-party provider for you.
Additionally, thousands of reputable CPA's or tax compliance organizations, such as H&R Block or Jackson Hewitt, offer assistance with compliance. However, many of us make the faulty assumption that these organizations automatically assist with the second thrust of the compliance/strategy arc (the strategy piece) as well. That assumption would be incorrect.
Their function, or even that of your bookkeeper, is not to ensure that you pay the least amount of tax legally possible. The role of these organizations when they sign your tax return as your designated tax preparer is to make sure that you comply with the tax code.
However, the tax code is inherently grey. There are often multiple answers to the same question. The key is to discover how experts interpret the tax regulations. Paying the least amount of tax requires some research and planning throughout the year. If you wait until March 15th, it's too late. At JAYA Financial, we will help you to identify tax strategies that will allow you to keep more of your hard-earned money.
You have built your business from the ground up. You've worn every imaginable leadership hat, including engineer, operations, human resource manager, and accountant, to name a few. As your business grows, you realize it's time to bring in reinforcements. But where do you begin?
When you purchase the JAYA Bronze, JAYA Silver, or JAYA Gold Bundle, we partner with you to manage many of your organization's accounting and compliance functions, including:
• Processing vendor payments.
• Setting up payroll.
• Submitting employee payroll processing. *
• Sending out w-9's to vendors.
• Submitting 1099's to the IRS at year-end.
• Communicating with your outside tax preparer.
• Coordinating year-end reports and financial statements.
With JAYA Financial, you can rest easier knowing that we have your day-to-day processes covered.
* We may use a third-party provider for payroll services
When you purchase the JAYA Bronze, JAYA Silver, or JAYA Gold Bundle, we partner with you to make sure you only pay for the tasks your business needs. Individual functions within our bundles are designed to be mixed and matched to meet you Just As You Are and scaled based on where you want to go in the future.
We begin by evaluating your current accounting and financial systems & processes, assessing their capability and scalability. Then, we tailor a specific program based on your accounting and financial needs.
JAYA Financial can customize a plan to suit your current needs and build for your future ones. Our bundles provide a consistent payment structure based on what you need; however, all of our services can be purchased a-la-carte. Additionally, we can perform various one-time or project-based financial analyses, including Goal Seek, Scenario, Cost/Benefit, RACI Matrix, and more.
JAYA Financial, LLC.
Charlotte, NC 28269
